My first loan officer job was working for a major bank. I was thoroughly trained, on salary thank goodness, and then placed inside a large real estate office. I quickly learned that agents want no failures because of the loan. They were often uncomfortable with pushing a purchase into a gray area.
I have written that I consider that searching for a home us comparable to a treasure hunt. In this light I want you to find that treasure. I found that all too often buyers started with a fixed in their minds payment number.
So here lies the paradox. When heading out for a home hunt, just how high can you go? Will you settle for something less than you can have?
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